CG Insurance Group offers a variety of liabilty insurance products for contractors, businesses and professional service firms.
Commercial General Liability
Commercial General Liability insurance (CGL) protects against claims for bodily injury and property damage that arise from premises, operations, products and completed operations. Additionally, coverage is typically afforded to advertising and personal injury liability.
Property insurance is first-party insurance that provides indemnification to the owner or user of a property for losses that occur from perils such as fires or destruction.
An Umbrella Insurance Policy is designed to provide protection against catastrophic losses and is written over primary liability policies, such as business auto, commercial general liability and others. Its purpose is to provide additional coverage beyond the limits of the underlying policies.
Directors & Officers Liability
Directors and Officers Insurance, also known as D&O, provides protection to directors & officers of corporations, both for-profit and not-for-profit, for claims brought because of a wrongful act which can be civil or regulatory in nature. Intentional criminal acts would not be provided coverage. This coverage includes protection against the personal assets of a director & officer.
Employment Practices Liability
Employment Practices Liability (EPL) provides insurance coverage for employers against claims made by employees for claims such as discrimination, wrongful termination, harassment and any other employment matter.
Business Auto Insurance is a policy providing auto liability and auto physical damage insurance coverages.